Which part of the WC&EL policy handles coverage for other states insurance?

• A. Part Three—Other States Insurance
• B. Part One—Workers Compensation Insurance
• C. Part Five—Other Insurance
• D. Declarations page

Answer: (A)

Coverage for employees who work in states other than the policy’s primary state is handled by the section for Other States Insurance. In workers’ compensation, each state has its own rules, so when a business has employees or operations crossing state lines, this part ensures there’s proper coverage where those employees work outside the primary state. It may involve endorsements or separate pricing to meet the requirements of those other states, making sure claims and premiums are aligned with state-specific laws. If this protection isn’t arranged, injuries that occur in another state could fall through the cracks, leaving gaps in coverage. That’s why this section is the right place to handle coverage for other states.