Which endorsement is named after a federal shipping act and applies to seamen?

• A. United States Longshore and Harbor Workers Compensation Act endorsement
• B. Jones Act endorsement
• C. Federal Employers Liability Act (FELA) Coverage endorsement
• D. Voluntary Compensation and Employers Liability endorsement

Answer: (B)

The main idea is a coverage option tied to a federal maritime law that specifically protects sailors. The Jones Act endorsement is named after the Jones Act, part of the Merchant Marine Act of 1920, which creates the federal remedy for injuries to seamen caused by employer negligence and lets them sue for damages. In a workers’ comp and employers liability policy, this endorsement aligns the policy with maritime law for crew members, ensuring coverage that reflects the distinct responsibilities and risks of working on vessels.

The other endorsements relate to different groups or approaches: the longshore endorsement covers marine workers like longshoremen and harbor workers, not the ship’s crew; the FELA endorsement covers railroad employees; and the voluntary compensation endorsement is an optional state-based coverage arrangement, not a federal shipping act.