Which endorsement covers seamen on ships for rights to sue their employers, similar to FELA?

• A. United States Longshore and Harbor Workers' Compensation Act endorsement
• B. Federal Employers Liability Act Coverage endorsement
• C. Voluntary Compensation and Employers Liability endorsement
• D. Jones Act endorsement

Answer: (D)

Seamen have a special federal remedy to sue their employers for negligence under the Jones Act, which is the maritime counterpart to FELA for railroad workers. The Jones Act endorsement is the one that brings that liability into an employers liability policy, allowing defense and indemnity for claims by seamen against their employers for injuries caused by negligence.

The Longshore and Harbor Workers' Compensation Act endorsement applies to non-seagoing maritime workers like longshoremen and harbor workers and provides workers' compensation benefits, not the right to sue the employer. The Federal Employers Liability Act Coverage endorsement would apply to railroad workers under FELA, not to seamen. The Voluntary Compensation and Employers Liability endorsement offers workers' comp and employer's liability coverage but does not create Jones Act-type rights for seamen.