Which disability category is used for a worker who cannot work at all due to a work-related injury and is not expected to recover?

• A. Temporary total disability
• B. Temporary partial disability
• C. Permanent partial disability
• D. Permanent total disability

Answer: (D)

Disability categories describe how an injury affects the ability to work. If a worker cannot work at all due to a work-related injury and recovery is not expected, the appropriate category is permanent total disability. This reflects a lasting loss of earning capacity with no anticipated return to any substantial work.

Temporary total disability covers a period when the worker cannot work but is expected to recover and return to gainful employment, while temporary partial disability means the worker can perform some work but not full duties. Permanent partial disability denotes a lasting impairment that still allows for some work but with restrictions. For example, a severe, non-recoverable injury that prevents any work would be permanent total disability.