What is the purpose of listing states on the information page of the WC&EL policy?

• A. To identify states where benefits apply under the policy
• B. To determine policy premiums only
• C. To indicate states where coverage is prohibited
• D. To manage insurer's internal records

Answer: (A)

The main idea is to define where the policy provides benefits. The information page lists the states in which the workers’ compensation benefits are in effect under this policy, showing the geographic scope the insurer will cover. This makes it clear to both you and the insurer which jurisdictions’ laws and benefits apply if a claim arises. If an injury occurs in a state not listed, the policy may not provide benefits there unless you have an endorsement or additional coverage, so the listing helps ensure proper coverage and claims handling.