Part One provides coverage for which of the following related to a compensable work-related injury?

• A. Premiums for coverage
• B. Benefits required by state law payable as a result of a compensable work-related injury
• C. Third-party liability coverage
• D. Property damage at the workplace

Answer: (B)

Part One covers the benefits that the workers’ compensation system must pay to an employee for a work-related injury, as required by state law. These statutory benefits include medical treatment, wage replacement (such as temporary or permanent disability payments), rehabilitation, and, if applicable, survivor benefits. They are paid regardless of fault and are the core promise of workers’ comp. Other items like the cost of the insurance (premiums), third-party liability claims, or property damage at the workplace aren’t part of these statutorily required benefits, which is why the correct choice identifies the benefits required by state law payable due to a compensable injury.