Part ____ of the WC&EL policy addresses special circumstances allowing an employee or a family member to sue the employer.

• A. Part One
• B. Part Two
• C. Part Three
• D. Part Four

Answer: (B)

The part that covers when an employee or a family member can sue the employer is the Employers Liability portion. This section sits alongside the workers’ compensation portion and handles liability claims that go beyond the no-fault workers’ comp remedy. It addresses situations where the employee (or a family member, such as a spouse seeking loss of consortium) can sue the employer for negligence or other legal liabilities, including scenarios like dual-capacity claims where the employer’s actions in a different role lead to a lawsuit. Because the workers’ compensation portion provides the exclusive remedy, Part One, this part specifically handles those special liability circumstances, making Part Two the correct choice.