If the policy and the applicable workers' compensation law conflict, the policy will conform to the law. Which statement is true?

• A. True
• B. False
• C. Not stated
• D. Depends

Answer: (A)

In workers’ compensation, state law governs how benefits and responsibilities are handled. If a policy provision tries to contradict that law, the law takes precedence and the policy must align with it. This ensures injured workers receive the statutory benefits and that the system’s rules are consistent across all policies. So the statement is true: the policy will conform to the law because statutory requirements outrank contractual language.

If a policy tried to limit or alter benefits beyond what the law allows, that part would be overridden by the statute. The other options don’t fit because they’d imply the policy could override or ignore the mandatory nature of the law, which isn’t how workers’ compensation doctrine operates.